A financial consultant is a professional who provides financial advice and expertise to individuals, businesses, or organizations. They help clients make informed decisions regarding their financial assets, investments, and overall financial health. Financial consultants offer a wide range of services, including financial planning, investment management, retirement planning, tax optimization, and estate planning. They work closely with clients to understand their financial goals and develop customized strategies to achieve them. Many financial consultants hold a bachelor's degree in finance, economics, or a related field. Some may also have advanced degrees or certifications, such as Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA), which demonstrate their expertise.